Dilip Ratha is a remittance expert with the World Bank. He says remittances help improve people's lives.

Dilip Ratha是世界银行一位汇款专家。他表示，汇款可以改善人们的生活。

RIPLEY : Dr. Dilip Limbu's company, Moovita, or Move It Autonomously, is one of around a dozen firms testing vehicles here.

Dilip Limbu 博士的公司，Moovita，或称为自动移动，是这里大约12家测试车辆的公司之一。

In part, Dilip Ratha of the World Bank blames the exclusive agreements signed by banks and other companies involved in handling remittances.

世界银行学者拉塔在某种程度上指责各大银行与其他公司共同签署了一份涉及处理汇款问题的独家协议。